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	<title>DC Ranch Animal Hospital</title>
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		<title>Pet Health Insurance</title>
		<link>http://dcranchah.com/uncategorized/449/</link>
		<comments>http://dcranchah.com/uncategorized/449/#comments</comments>
		<pubDate>Tue, 02 Feb 2010 05:39:40 +0000</pubDate>
		<dc:creator>Jeff</dc:creator>
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		<guid isPermaLink="false">http://dcranchah.com/?p=449</guid>
		<description><![CDATA[Health Care Reform for the Fur Persons By Jeff Bartz of DC Ranch Animal Hospital, Scottsdale Arizona   Today, pets have become more a part of the family than ever before. When a family pet becomes sick or injured, most owners are willing to spend whatever is necessary to make them well. But the associated [...]]]></description>
			<content:encoded><![CDATA[<h3 id="post-543"><a title="Permanent Link to Health Care Reform for the Fur Persons" rel="bookmark" href="http://northvalleymagazine.com/editorial/2009/12/08/health-care-reform-for-the-fur-persons/">Health Care Reform for the Fur Persons</a></h3>
<div>
<p><span style="font-family: Times New Roman, serif;"><span style="font-size: small;">By Jeff Bartz of DC Ranch Animal Hospital, Scottsdale Arizona</span></span></p>
<p><span style="font-family: Times New Roman; font-size: small;"> </span></p>
<p style="line-height: 0.14in; margin-bottom: 0in;"><span style="font-family: Times New Roman, serif;"><span style="font-size: small;">Today, pets have become more a part of the family than ever before. When a family pet becomes sick or injured, most owners are willing to spend whatever is necessary to make them well. But the associated medical costs that come with high quality and comprehensive veterinary care can cause an unexpected financial strain for many owners—especially in these difficult economic times. As a result, pet insurance has increased in popularity as a way to manage costs while helping to ensure peace of mind that your furry loved one will receive the medical care he or she needs.</span></span></p>
<p style="line-height: 0.14in; margin-bottom: 0in;"><span style="font-family: Times New Roman, serif;"><span style="font-size: small;"><strong>What is pet insurance and how does it work?</strong></span></span></p>
<p style="line-height: 0.14in; margin-bottom: 0in;"><span style="font-family: Times New Roman, serif;"><span style="font-size: small;">Pet health insurance policies are similar to human insurance policies in many ways. These policies can cover accidents and illnesses as well as routine wellness care for both dogs and cats. They include annual premiums, deductibles, copayments, waiting periods, a selection of coverage options, and caps on coverage. When your pet requires medical care, you visit your current veterinarian and pay for the services. Unlike most human insurance plans, however, you are required to file a claim form directly with the insurance company for reimbursement.</span></span></p>
<p style="line-height: 0.14in; margin-bottom: 0in;"><span style="font-family: Times New Roman, serif;"><span style="font-size: small;"><strong>Comparing pet insurance options</strong></span></span></p>
<p style="line-height: 0.14in; margin-bottom: 0in;"><span style="font-family: Times New Roman, serif;"><span style="font-size: small;">There are over a dozen pet insurance companies in the United States, so it is important to compare the coverage and costs of several before making a decision. Your veterinarian can be the best resource to start with. Although veterinarians do not sell pet insurance, they do receive information from insurance companies about their plans—often in the form of brochures—that they will be happy to share with you. Most importantly, your veterinarian’s front office staff receives regular feedback from existing owners with pet insurance on claim coverage, reimbursement times, and general customer services from various insurance companies that can be valuable information for you to have.</span></span></p>
<p style="line-height: 0.14in; margin-bottom: 0in;"><span style="font-family: Times New Roman, serif;"><span style="font-size: small;"><strong>Coverage options and costs</strong></span></span></p>
<p style="line-height: 0.14in; margin-bottom: 0in;"><span style="font-family: Times New Roman, serif;"><span style="font-size: small;">Pet health insurance is available in a wide variety of options to suit your budget—from low-cost basic plans covering accidents only to all-inclusive VIP plans that can cover specialist visits and other more expensive procedures. Generally speaking, the more you pay in a monthly premium, the more coverage your pet will receive. Depending on the coverage you choose and the number of pets insured, prices can range from as low as $10 to as high as $80 or more per month; but, as with any type of insurance, you get what you pay for.</span></span></p>
<p style="line-height: 0.14in; margin-bottom: 0in;"><span style="font-family: Times New Roman, serif;"><span style="font-size: small;"><strong>Understand the policy exclusions</strong></span></span></p>
<p style="line-height: 0.14in; margin-bottom: 0in;"><span style="font-family: Times New Roman, serif;"><span style="font-size: small;">It is rare to find a pet insurance policy that does not exclude certain medical treatments, so make certain to understand what is not covered prior to purchasing a policy. The most common exclusions are for preexisting conditions and hereditary or genetic disorders, although each company and its various plan options can vary widely in what treatments are not covered. Read the fine print carefully.</span></span></p>
<p style="line-height: 0.14in; margin-bottom: 0.14in;"><span style="font-family: Times New Roman, serif;"><span style="font-size: small;">Consider pet insurance for your pet. With quality coverage, you can focus on the health of your family pet with the knowledge that there is financial help to cover unexpected medical costs. Your pet will thank you.</span></span></p>
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		<title>The Keys to a Stress-Free Vet Visit</title>
		<link>http://dcranchah.com/uncategorized/435/</link>
		<comments>http://dcranchah.com/uncategorized/435/#comments</comments>
		<pubDate>Thu, 12 Nov 2009 03:32:14 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://dcranchah.com/?p=435</guid>
		<description><![CDATA[By Dr. Julie Bartz, DC Ranch Animal Hospital - as published in the October-November 2009 issue of North Valley Magazine, Ask The Vet column So you couldn’t resist the wagging tail of that big brown-eyed dog at the animal shelter? Or was it the gray tabby purring and rubbing up against your leg? Now that you [...]]]></description>
			<content:encoded><![CDATA[<p>By Dr. Julie Bartz, DC Ranch Animal Hospital - as published in the October-November 2009 issue of <a href="http://northvalleymagazine.com/editorial/category/pampered_pets/ask_the_vet/" target="_blank">North Valley Magazine</a>, Ask The Vet column</p>
<p>So you couldn’t resist the wagging tail of that big brown-eyed dog at the animal shelter? Or was it the gray tabby purring and rubbing up against your leg? Now that you have brought home your new four-legged family member, a visit to your veterinarian is undoubtedly in the near future.</p>
<p>Regardless of whether this is your first pet or you are a seasoned dog or cat owner, a trip to the veterinarian can be stressful for the both you and your new best friend. To help ensure that the experience goes smoothly and to see that your pet receives the best care possible, here are a few helpful tips to remember:</p>
<ol>
<li>Be in control. Always have your dog on a leash (preferably the nonretractable kind) and your cat in a carrier. The hospital is full of strange sights, sounds, and scents. Your pet may come into contact with other pets that may not be friendly, and a scuffle may ensue. Also, remember that other pets in the waiting room may be ill and possibly contagious, so please restrict socializing.</li>
<li>Consider leaving small children with a sitter. You may face difficult decisions about treatment or euthanasia, and fidgety children only add to the anxiety. If you do bring the kids, make sure they are on their best behavior. Provide books, toys, etc. to help keep them occupied. Also, do not allow children to approach other pets in the waiting room.</li>
<li>Let the veterinary staff hold your pet for exams. The staff has been trained to handle dogs and cats of all shapes, sizes, and temperaments. Your pet may behave unpredictably, and veterinarians are trained to prevent anyone from getting bitten or scratched. Trained technicians employed by the veterinary hold the pets for examination and treatment. Liability laws preclude the pet owner from restraining the pets themselves; if a pet bites or attacks an owner during an examination, the veterinary could be liable for any injuries or damages that occur as a result.</li>
<li>Bring your pet in for “happy visits.” Let the staff fawn over your pet, give treats, and just get him or her used to being at the hospital. It can help make for a more positive experience in the future.</li>
<li>Practice “examinations” at home. Get your pet used to being touched. Handle feet, ears, and tail. Lift the lip and open the mouth. Your pet will then be better trained to handle a real physical exam.</li>
<li>Be truthful. The veterinarian is your pet’s “family doctor” and isn’t there to judge. If you feed your buddy people food, say so. If your pet has a history of biting, let the staff know. He or she may have to be muzzled or sedated, but this is for everyone’s safety, including your pet’s.</li>
<li>Don’t be afraid to ask about cost. Veterinarians are required by law to provide an estimate for diagnosis and treatments. The treatment plan may be tailored to fit your finances. You may also consider purchasing pet insurance. There are many providers available, so shop around for one that best suits your needs.</li>
<li>Ask questions and obey instructions. If you don’t understand a medical term, ask. Your vet may have informational brochures available to aid your understanding of certain conditions. Please give all medications as directed and have the doctor write out specific instructions if necessary. When you leave, make sure you know what is expected of you. Ask about emergency coverage after hours. Is there an after-hours emergency clinic in the area if your vet doesn’t provide after-hours care?</li>
</ol>
<p>Like any family member, your pet needs and deserves the best health care available. If you don’t have a family vet, ask for a recommendation from any friend who has a bright-eyed bushy-tailed creature in the house.</p>
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		<title>Important note about pet safety at the hospital&#8230;</title>
		<link>http://dcranchah.com/uncategorized/pet-safety-at-the-hosital/</link>
		<comments>http://dcranchah.com/uncategorized/pet-safety-at-the-hosital/#comments</comments>
		<pubDate>Thu, 05 Nov 2009 08:13:17 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://dcranchah.com/?p=393</guid>
		<description><![CDATA[PLEASE obey leash laws (especially at the veterinarian!). Pets need to be on a leash for everyone&#8217;s safety. Nothing can cause more heartache than a pet who runs out of the office into traffic. Dogs are nervous at the vet and having loose dogs approaching each other is very dangerous. The staff at DC Ranch [...]]]></description>
			<content:encoded><![CDATA[<p><span>PLEASE obey leash laws (especially at the veterinarian!). Pets need to be on a leash for everyone&#8217;s safety. Nothing can cause more heartache than a pet who runs out of the office into traffic. Dogs are nervous at the vet and having loose dogs approaching each other is very dangerous. The staff at DC Ranch Animal Hospital want to ensure everyone has a safe and happy visit!</span></p>
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		<title>Open House &#8211; A great time had by all!</title>
		<link>http://dcranchah.com/uncategorized/open-house-a-great-time-had-by-all/</link>
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		<pubDate>Thu, 05 Nov 2009 08:05:43 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
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		<guid isPermaLink="false">http://dcranchah.com/?p=389</guid>
		<description><![CDATA[Thanks to all who came out for the DC Ranch Animal Hospital Open House today! Congrats to Sheffield, our Halloween costume contest winner as a &#8220;horse with rider&#8221;, also to runner up Beauty as &#8220;Breast Cancer Awareness&#8221; dog. Also to Rudy as the hot dog bobbing winner! Also congrats to all our raffle winners. Proceeds [...]]]></description>
			<content:encoded><![CDATA[<p><span>Thanks to all who came out for the DC Ranch Animal Hospital Open House today! Congrats to Sheffield, our Halloween costume contest winner as a &#8220;horse with rider&#8221;, also to runner up Beauty as &#8220;Breast Cancer Awareness&#8221; dog. Also to Rudy as the hot dog bobbing winner! Also congrats to all our raffle winners. Proceeds are going to AAWL, Nat&#8217;l Canine Cancer foundation, and Casa de los Gatos feline shelter.</span></p>
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		<title>View Open House Photos &#8211; Holloween Dog Costume Contest!</title>
		<link>http://dcranchah.com/uncategorized/view-open-house-holloween-dog-costum-contest-photos/</link>
		<comments>http://dcranchah.com/uncategorized/view-open-house-holloween-dog-costum-contest-photos/#comments</comments>
		<pubDate>Thu, 05 Nov 2009 07:56:08 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
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		<description><![CDATA[Click here to view photo album]]></description>
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